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Terms of Service

Effective: 20 July 2026 · MyFutureTalk With AI (com.ksbm.myfuturetalk)

1. The service

MyFutureTalk With AI lets you chat with AI companions ("experts") on topics such as wellbeing, career, relationships, parenting, lifestyle and traditional practices like Vedic astrology. Every expert is artificial intelligence and is clearly labeled as such.

2. Not professional advice

Replies are AI-generated guidance for reflection and general information. They are not medical, psychological, legal, financial or investment advice, and no guarantee is made about outcomes or predictions. For emergencies or serious matters, consult a qualified professional. Astrology, palmistry and similar content is offered as tradition and entertainment.

3. Accounts

You sign in with your phone number. You are responsible for activity on your account. You must be 13 or older to use the app.

4. Questions & purchases

  • New users receive 5 free questions. Additional questions come via session packs or plans purchased in the app through our secure payment partner.
  • A "session" gives the stated number of questions with one expert for the stated duration; plans give questions usable with any expert during the plan period.
  • Prices include applicable taxes and may change with notice. Payments are processed securely by our payment partner Razorpay (UPI, cards, netbanking). If a payment goes wrong, write to us with your payment reference and we will make it right — genuine failures are refunded.
  • Unused free questions have no cash value.

5. Fair use

Don't use the app for unlawful purposes, to attempt to harm others, to probe or overload our systems, or to generate content that is abusive or infringes others' rights. We may suspend accounts that abuse the service.

6. Your content

Your messages remain yours. You give us the limited licence needed to process them (including via our AI providers) to deliver the service, as described in the Privacy Policy.

7. Availability & liability

We aim for 24×7 availability but the service is provided "as is" without warranties. To the maximum extent permitted by law, our total liability for any claim is limited to the amount you paid us in the 3 months before the claim.

8. Governing law

These terms are governed by the laws of India; courts of Maharashtra have jurisdiction.

9. Contact

info@sainaniinnovations.com

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